We Champion Change

NAHREP is a purpose-driven organization that is dedicated to increasing sustainable homeownership in the Hispanic community. We champion change that creates greater access to homeownership for Latino families and a ethical, business friendly environment conducive to real estate practitioners.

The Five-Point Plan: Creating A Sustainable Path to Minority Homeownership

"Communities of color remain at great risk. We must take common sense actions that stop the spiral of losses, keep homeowners in place and prevent our neighborhoods from becoming renter communities, Lawmakers are looking to the real estate industry to collaborate on solutions that balance the role of government and private enterprise. We believe this plan does that."

Alex Chaparro
NAHREP Chairman



NAHREP calls for support of a five-point plan that:

1. Expands the scope of Community Reinvestment Act (CRA) functions to include loan servicing,
2. Mandates pre-purchase face-to-face homebuyer education and household budget management training,
3. Provides principal forgiveness for homeowners that are underwater on their mortgage and have more than 10 percent negative equity
4. Advocates the role of the GSE's and FHA to expand the flow of stable capital to the mortgage market
5. Promotes the role of a consumer protection agency that puts consumer interests first and is empowered to implement robust reforms that align industry practices with values that serve the common good.


A copy of The Five-Point Plan: Creating A Sustainable Path to Minority Homeownership is available for download by clicking on the image below:

Download The Five-Point Plan