We Champion Change

NAHREP is a purpose-driven organization that is dedicated to increasing sustainable homeownership in the Hispanic community. We champion change that creates greater access to homeownership for Latino families and a ethical, business friendly environment conducive to real estate practitioners.

These are some of the current issues we feel are important:

2010 Policy

Predatory Lending

These bills were proposed to protect consumers against unfair and deceptive practices in connection with higher cost mortgage transactions. They were intended...

Government Sponsored Enterprise (GSE) Reform

The National Association of Hispanic Real Estate Professionals (NAHREP) strongly supports congressional efforts to strengthen the regulatory oversight of the GSEs to ensure market and public confidence...

FHA Modernization and Reform

It is essential to the expansion of sustaining Hispanic homeownership that the Federal Housing Administration (FHA) become more efficient and streamlined. Modernizing FHA will...

Immigration Reform and Immigrant Lending

Immigrants represent a vital growth segment for the housing industry. With baby boomers moving into their last real estate transaction there will be a huge void created by their pending absence, one that their off spring will not be able to fill alone...

HUD Regulatory Rulemaking Real Estate Settlement Procedures Act (RESPA) Reform

RESPA REFORM
Today, the homeownership rate in the U.S stands at just over 68%; however for Hispanic Americans it is about 49.7%. This disparity is...

The Mortgage Insurance Fairness Act of 2005

For many Hispanics, the greatest obstacle on the path to homeownership is saving enough money to make the traditional 20% down payment that is required by lending institutions...

Market Adoption of Non-Traditional Credit Lending

Immigrant borrowers are often subject to higher rates and, perhaps, credit denial simply because there is limited data at the three national credit bureaus. This is...