Last week, the Senate Banking, Housing, and Urban Affairs Committee advanced the Reforming and Optimizing Access to Domestic (ROAD) Housing Act of 2025, the largest housing package introduced since the 2008 housing crisis. ROAD to Housing is comprised of 40 separate provisions, including 27 previously introduced bills, a staggering 23 of which have bipartisan support.
Read moreImmigration reform has long been a cornerstone of NAHREP’s policy priorities and a central pillar of the organization’s advocacy efforts. Not only are NAHREP members passionate about immigration policy, but immigrants play an essential role in the housing industry in terms of both supply and demand. In recent months, increased immigration enforcement, including massively expanded deportation efforts, has reiterated the urgency of this issue.
Read moreIn the first installment of NAHREP’s 2025 Policy Priorities Webinar Series, David Garcia, Policy Director at Up for Growth, discussed the importance of zoning and land-use reform in addressing the housing supply and affordability crisis.
Read moreAt last month’s Homeownership and Housing Policy Conference in Washington, D.C. NAHREP released the 2025 Policy Priorities, which will guide the organization’s advocacy efforts throughout the coming year. A blend of tried and true methods and bold new policy proposals, these Priorities provide a roadmap to expanding access to sustainable Hispanic homeownership by addressing the nation’s most pressing housing challenges.
Read moreFor many first-time homebuyers, mortgage insurance is a necessary but costly part of the path to homeownership. Mortgage insurance allows buyers to secure a mortgage with a lower down payment than the traditional 20%, but the added expense can make homeownership less affordable over time.
Read moreHousing policy in the United States is deeply influenced by Congress, even if it is not always the first entity that comes to mind. Congressional decisions shape housing supply, affordability, and access to affordable mortgage credit. Understanding how Congressional committees and their leaders influence housing policy is essential for anyone invested in the housing market.
Read moreWhen considering how the housing market works, we usually think of buyers, sellers, and lenders. But behind the scenes, there is another important player that helps keep everything running smoothly and money flowing to local lenders: the Federal Home Loan Banks (FHLBs). These 11 regional banks provide a critical source of funding for their member financial institutions, including banks, credit unions, and insurance companies.
Read moreWhen weighing solutions to the growing housing affordability crisis in the U.S., it is critical that buyers, builders, and housing advocates think beyond traditional single-family homes. While the large house with a white picket fence in a quiet, suburban neighborhood has long been a calling card of the American Dream, focusing on single-family homes no longer serves the needs of our communities. Expanding the range of available housing types will be essential to solving the crisis.
Read moreLast month, the U.S. Department of Housing and Urban Development (HUD) announced long-awaited updates to the Federal Housing Administration’s (FHA) 203(k) Rehabilitation Mortgage Insurance Program. As an industry stakeholder, NAHREP has advocated for updates to this program, including raising repair limits and making the program more accessible in today’s housing market. Now that these updates have been released, we are excited to dive into the program details, including the key changes and what you need to know if you want to get more involved in expanding access to the program.
Read moreThis year’s State of Hispanic Homeownership Report tells a story. In addition to the data and research analyzing homeownership attainment among Latinos in the U.S., NAHREP commissioned photographer Adriel Salazar to capture images of real families that purchased a home in Houston, Texas last year. These photos capture a pivotal moment in time and humanize the Latino homeownership journey. NAHREP chose to feature families in Houston because the city was the third highest-ranking market that added the greatest number of new Latino homeowners over the last two years. Overall, Texas continues to be home to the nation’s top opportunity markets for new Latino homebuyers.
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