The National Association of Hispanic Real Estate Professionals® (NAHREP®) advocates on behalf of its 40,000 members and Hispanic homeowners nationwide. NAHREP focuses on national and state legislative issues that are critical to its mission: to advance sustainable Hispanic homeownership.

Top NAHREP National Policy Positions
Access to Credit

ACCESS TO CREDIT

Hosuing Inventory

HOUSING INVENTORY

Immigration

IMMIGRATION

NAHREP Advocacy at Work
NAHREP Advocacy at Work

NAHREP joins a coalition to urge Congress to permanently extend the Mortgage Insurance Premium Tax Deduction

NAHREP joined a coalition to urge asking the Senate to make the current mortgage insurance premium tax deductions permanent and increase its income phaseout. For years, mortgage insurance premiums have been tax deductible and subject to an income phaseout for taxpayers with adjusted gross incomes (AGI) over $100,000 (or $50,000 if single or married, filing separately). Millions of low- and moderate-income homeowners have benefited from the tax code. However, the provision’s temporary nature and low income phaseout could create a burden in allowing additional families to claim the deduction. The AGI cap has not changed since 2007, when the deduction first took effect.

NAHREP offers recommendations for proposed ruling on DACA

NAHREP submitted a comment letter to the Department of Homeland Security (DHS) on November 29, 2021, encouraging a reevaluation of the proposed changes to the Deferred Action for Childhood Arrivals (DACA) program. While we are heartened to see DHS make efforts to preserve and strengthen DACA, we offer recommendations that will bolster the program even further. We encourage DHS to secure work authorization for DACA recipients, recognize them for their economic contributions during the COVID-19 pandemic, and update DACA eligibility standards.

NAHREP urges Congress to refrain from utilizing Fannie Mae and Freddie Mac (“the GSEs”) guarantee fees (“g-fees”) as a source of funding offsets in Infrastructure package

NAHREP joined a coalition of institutions that span the entire housing finance ecosystem to ask Congress to refrain from using Fannie Mae and Freddie Mac (“the GSEs”) guarantee fees (“g-fees”) as a source of funding offsets in Infrastructure package. G-fees should only be used as originally intended: as a critical risk management tool to protect against potential mortgage credit losses and to support the GSEs’ charter duties.

Given today’s housing affordability and supply constraints, lawmakers must avoid taking any steps that may exacerbate affordability challenges, which could in turn have negative consequences for the broader economy. The unintended effects of any proposed g-fee increase or extension will be to raise the cost of homeownership for all Americans, and low- to moderate-income and underserved individuals in particular.

How are you contributing to sustainable Hispanic homeownership?

Download our State of Hispanic Homeownership marketing toolkit and spread the word to empower Latino homebuyers! Includes social media graphics and more.

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How do you measure up?

For the first time, NAHREP added a ranking of Congressional districts by Hispanic homeownership rate to the State of Hispanic Homeownership! As a constituent and housing professional, you should know how your district and elected officials are performing.

Use the tool

NAC Blog: NAHREP urges Congress to act on DACA, providing a path to citizenship for Dreamers

This week, NAHREP issued a statement expressing our disappointment in the Fifth U.S. Circuit Court of Appeals ruling that affirmed the Deferred Action for Childhood Arrivals (DACA) program as unlawful. Last year, a Texas-based U.S. District Judge also ruled the program unlawful, in part because it did not follow typical administrative procedure – it had not been subjected to appropriate public notice and comment periods required under Federal law. Last week, the Fifth U.S. Circuit Court of Appeals affirmed the Texas court’s ruling, sending the case back to the lower court to review the newest version of the rule issued by the Biden Administration in late August. While the 600,000 DACA recipients currently enrolled have not lost their status, the program’s longevity and protections for Dreamers are at risk. Join NAHREP in urging your elected officials to provide a path to citizenship for DACA recipients here.

NAC Blog: Sneak Peek: 2022 State of Hispanic Wealth Report

In the fall of 2018, I had the opportunity to travel to Puerto Rico for a conference addressing the aftermath of Hurricane Maria. I had just started at NAHREP and was still getting acclimated to the culture of the organization. During that trip, I had the opportunity to get to know the Puerto Rico chapter well. It was through conversations with NAHREP leaders like Eric Haddock, Francisco Fernández, Enrique Morales, and Ivelisse Lopez, it clicked for me that there was so much more to NAHREP than meets the eye. NAHREP isn’t just a professional network or simply a group that advocates for homeownership opportunities for Latinos. It is an organization that lives, breathes, and sleeps wealth creation, grit, and economic mobility for themselves and for the broader Latino community. As an organization that is working to bridge the network, I realized that was the secret sauce – the culture. I was hooked.

NAC Blog: Where do your candidates stand on housing?

If there is nothing else you take away from these blogs, let it be this one thing: You have so much more power than you think. Now it’s time to use it.

When it comes to your elected officials, YOU are in charge. Don’t ever forget that. Every 2 to 4 years, you get to choose whether you want to keep your elected officials or to fire them. With that power comes a great deal of responsibility. And I know, ignorance is bliss. Most of us go about our days, solving problems that arise within our immediate families and/or businesses, and we don’t have time to “supervise or manage” our elected officials. But, if you think housing supply is the biggest issue impacting your clients and business right now, let’s do something about it! Use this upcoming election to actually review and vet your candidates – especially when it comes to housing issues.

New Administration Watch

As a powerful force in housing policy and market leadership, NAHREP works closely with many bodies including the executive and legislative branches. Keep up-to-date with what we’re speaking out on in our “New Administration Watch”.

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