Government Support Resources During COVID-19

This page contains a summary of government support resources during COVID-19. You may access more detailed information and the full FAQ for each of program by clicking on one of the links below.

Breaking news! Check out these recent updates

Paycheck Protection Program application deadline has been extended to August 8! Read more about how to apply
Economic Injury Disaster Loans are now available for non-agricultural businesses. Click here for more information on how to apply. Your business could be eligible for a grant of up to $10,000!
Applying for loan forgiveness for PPP? Tune in to our recent virtual session on maximizing PPP loan forgiveness.

Government COVID-19 Support Resources Summary

Cash Flow & Financial Assistance: Income relief from reduction in business or job loss

What is it?
A Small Business Administration loan program that provides low interest, forgivable loans to small business owners.

You can apply through your local lender or an SBA-approved lender in the lender match tool.
A Small Business Administration loan program that provides emergency assistance to both small and large businesses, including forgivable grants of up to $10,000.
A temporary expansion of unemployment insurance benefits for previously ineligible populations, such as independent contractors. This program includes an across-the-board increase in benefit amounts until July 31, 2020.
Joint federal and state-run programs that provide cash stipends to individuals who have become unemployed through no fault of their own.
Who qualifies?
Small businesses with fewer than 500 employees, self-employed individuals, and independent contractors.
Small businesses with fewer than 500 employees, self-employed individuals, and independent contractors, located in a declared disaster area. All of U.S. applies during COVID-19.
Self-employed individuals, independent contractors, gig-workers, and W2 workers with social security numbers.
W2 workers with social security numbers.
Available until
August 8, 2020
Always available
December 31, 2020
Always available
What is it?
A Small Business Administration loan program that provides low interest, forgivable loans to small business owners.

You can apply through your local lender or an SBA-approved lender in the lender match tool.
Who qualifies?
Small businesses with fewer than 500 employees, self-employed individuals, and independent contractors.
Available until
August 8, 2020
What is it?
A Small Business Administration loan program that provides emergency assistance to both small and large businesses, including forgivable grants of up to $10,000.
Who qualifies?
Small businesses with fewer than 500 employees, self-employed individuals, and independent contractors, located in a declared disaster area. All of U.S. applies during COVID-19.
Available until
Always available
What is it?
A temporary expansion of unemployment insurance benefits for previously ineligible populations, such as independent contractors. This program includes an across-the-board increase in benefit amounts until July 31, 2020.
Who qualifies?
Self-employed individuals, independent contractors, gig-workers, and W2 workers with social security numbers.
Available until
December 31, 2020
What is it?
Joint federal and state-run programs that provide cash stipends to individuals who have become unemployed through no fault of their own.
Who qualifies?
W2 workers with social security numbers.
Available until
Always available

Housing: Keeping families in their homes

What is it?
Consumers have the right to request a temporary postponement of mortgage payments for up to one year. No fees or additional interest is applied during the forbearance period.

Important to note that this is not a forgiveness of payments, only a postponement.
Mortgage lenders are banned from beginning the foreclosure process on federally-backed mortgages due to non-payment.

CFPB prohibits foreclosure proceedings to begin until consumer has been 120 days delinquent.
Tenants are protected under eviction moratoriums if they receive federal assistance from a voucher or grant program, the tenant or landlord receives assistance through federally-subsidized housing programs or the rental home/apartment building has a federally-backed mortgage.

Many cities and states have their own eviction moratoriums.
Who qualifies?
Anyone holding a federally-backed mortgage (FHA, VA, USDA, or Conventional).
Anyone holding a federally-backed mortgage (FHA, VA, USDA, or Conventional).
Tenants of the Public Housing Program, the Section 8 HCV and PBV Programs, and the Section 8 Moderate Rehabilitation (Mod Rehab) Programs.
Available until
December 31, 2020
August 31, 2020
Varies
What is it?
Consumers have the right to request a temporary postponement of mortgage payments for up to one year. No fees or additional interest is applied during the forbearance period.

Important to note that this is not a forgiveness of payments, only a postponement.
Who qualifies?
Anyone holding a federally-backed mortgage (FHA, VA, USDA, or Conventional).
Available until
December 31, 2020
What is it?
Mortgage lenders are banned from beginning the foreclosure process on federally-backed mortgages due to non-payment.

CFPB prohibits foreclosure proceedings to begin until consumer has been 120 days delinquent.
Who qualifies?
Anyone holding a federally-backed mortgage (FHA, VA, USDA, or Conventional).
Available until
August 31, 2020
What is it?
Tenants are protected under eviction moratoriums if they receive federal assistance from a voucher or grant program, the tenant or landlord receives assistance through federally-subsidized housing programs or the rental home/apartment building has a federally-backed mortgage.

Many cities and states have their own eviction moratoriums.
Who qualifies?
Tenants of the Public Housing Program, the ection 8 HCV and PBV Programs, and the Section 8 Moderate Rehabilitation (Mod Rehab) Programs.
Available until
Varies

*CARES Act: The Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, is a law intended to address the economic fallout of the COVID-19 pandemic in the United States

The information provided in the NAHREP COVID-19 Resource Center does not represent legal interpretation, guidance, or legal advice from NAHREP. While efforts have been made to ensure accuracy, this document does not bind NAHREP and does not create any rights, benefits, or defenses, substantive or procedural, that are enforceable by any party in any manner.