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We are the Voice for Hispanic Real Estate® and proud champions of homeownership for the burgeoning Hispanic community. As the nation’s fastest growing minority group, Hispanic are projected to account for 55.5 percent of new homeowners. Our role as trusted advisors and passionate advocates is to help more Hispanic families achieve the American Dream in a sustainable way that empowers them for generations to come.

NAHREP Policy Actions

NAHREP urges the passage of the SECURE Notarization Act of 2020

In order for real estate professionals to continue to do business from the safety of their homes, it is imperative that current regulations preventing remote home sales and mortgage transactions be lifted. NAHREP urges law makers to remove all red tape involving remote home sale transactions. The Remote Online Notarizations (RONs) will allow a notary and signer to safely and securely execute electronic documents using a two-way audiovisual communication. As of now, 23 states have approved the use of RON technology. However, borrowers in more than half the country remain unable to close on a real estate transaction without an in-person signing.

NAHREP Urges Swift COVID-19 Economic Relief in Letter to White House and Congress

Slowing the spread of COVID-19 and preventing the loss of human life must be a priority. In addition, it is critical that government swiftly and decisively addresses the impact the coronavirus is having and will continue to have on the nation’s economy. NAHREP wrote a letter urging immediate action to protect the housing industry and Latino families through these difficult times.

NAHREP Submits Letter to HUD Regarding the Reconsideration of HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard.

In a letter submitted to the Department of Housing and Urban Development (HUD), NAHREP urges HUD to maintain the standard the agency adopted in its 2013 final rule, “Implementation of the Fair Housing Act’s Discriminatory Effects Standard.” The letter highlights several key concerns with the proposed rule change, including algorithmic bias, stifled innovation and negative consumer impacts.

NAHREP released a statement on June 26, 2019 regarding the White House’s executive order signed Tuesday that establishes a White House Council on Eliminating Regulatory Barriers to Affordable Housing. NAHREP views this action as a promising first step toward addressing our nation’s housing inventory crisis. NAHREP hopes that this White House Council will succeed in combating burdensome regulatory barriers while also ensuring the protection of fair housing commitments, responsible labor practices, and environmental protections.

NAHREP met with Consumer Financial Protection Bureau (CFPB) staff on June 25, 2019 to discuss the expiration of the Qualified Mortgage Patch or “QM Patch.” In a letter directed to CFPB Director Kathy Kraninger, NAHREP highlights how the expiration of the QM Patch would be particularly detrimental to Latinos homebuyers. The letter also highlights the need to address the unique characteristics of the changing face of America’s homeowner. Latinos tend to be self-employed, live in multi-generational households and are more likely to work non-traditional, non-W2 jobs. NAHREP urges the CFPB to engage in rule writing that would better measure a consumers capacity to repay rather than an over reliance on Debt to Income ratios.

NAHREP released a statement on June 20, 2019 calling on Congress to pass the Homeownership for Dreamers Act in response to the U.S. Department of Housing and Urban Development’s (HUD) decision to officially deny Federal Housing Administration (FHA) Loans to Deferred Action for Childhood Arrivals (DACA) recipients.

NAHREP testified in front of the House Financial Services Committee, Subcommittee on Housing, Community Development and Insurance on May 8, 2019 in a hearing titled The State of and Barriers to Minority Homeownership. Representing NAHREP, 2016 President Joseph Nery shared NAHREP’s policy recommendations for how the housing market could better serve Latino homebuyers.

NAC Blog: NAHREP and a historic stimulus bill

Wow. This week was a whirlwind. So much has happened and continues to happen as our country reshuffles itself into a new reality.

I’ve appreciated all of your stories, input, comments on social media, reposts and private messages. Our community is so powerful, resilient, and resourceful, and we have shown the face of that spirit in full force this past week.

NAC Blog: The housing market in the age of COVID-19

To say we are living in a historic time is an understatement. I urge you to take some time before you go to sleep or when you wake up to journal. We are living in what is perhaps one of the most pivotal moments of our lifetime. There will be the world before COVID-19, and the world after COVID-19. It is important that we document the world around us.

NAC Blog: Time to Speak Up on the Community Reinvestment Act

For the past few months our team has been hard at work finishing up the State of Hispanic Homeownership Report, originally scheduled to be released next week. While our 2020 National Convention and Housing Policy Summit was canceled, we are still planning on releasing the report, most likely around mid-April.

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Recent Updates

2019 Policy Positions

Annually, NAHREP reevaluates its position on a number of key policy issues which have a direct impact on the association’s ability to accomplish its mission. NAHREP’s 2019 Policy Positions are available for download here.

2018 Policy Positions

Annually, NAHREP reevaluates its position on a number of key policy issues which have a direct impact on the association’s ability to accomplish its mission. NAHREP’s 2018 Policy Positions are available by clicking on the button below.

2017 Policy Positions

In 2017, the association focuses its policy positions on a three-pronged approach on the most critical issues affecting sustainable Hispanic homeownership growth. NAHREP is intent on ensuring a government focus that preserves access to homeownership for first-time buyers, encourages small business growth and does so without disrupting the country’s economic system.

2016 Policy Positions Unveiled

Annually, NAHREP reevaluates its position on a number of key policy issues which have a direct impact on the association’s ability to accomplish its mission. Last year’s Call to Action urged Fannie Mae and Freddie Mac to implement affordable housing goals for 2015 – 2017, which successfully took place in August 2015. In 2016, access to affordable mortgage credit is of such critical near term importance that NAHREP is compelled to issue this Call to Action to regulators and policymakers.

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