A blog empowering Hispanic homeownership through advocacy and policy.

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Understanding the Federal Home Loan Banks and Their Role in Housing

When considering how the housing market works, we usually think of buyers, sellers, and lenders. But behind the scenes, there is another important player that helps keep everything running smoothly and money flowing to local lenders: the Federal Home Loan Banks (FHLBs). These 11 regional banks provide a critical source of funding for their member financial institutions, including banks, credit unions, and insurance companies.

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What is Missing Middle Housing?

When weighing solutions to the growing housing affordability crisis in the U.S., it is critical that buyers, builders, and housing advocates think beyond traditional single-family homes. While the large house with a white picket fence in a quiet, suburban neighborhood has long been a calling card of the American Dream, focusing on single-family homes no longer serves the needs of our communities. Expanding the range of available housing types will be essential to solving the crisis.

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Renovation Financing: Key Changes to FHA’s 203(k) Program

Last month, the U.S. Department of Housing and Urban Development (HUD) announced long-awaited updates to the Federal Housing Administration’s (FHA) 203(k) Rehabilitation Mortgage Insurance Program. As an industry stakeholder, NAHREP has advocated for updates to this program, including raising repair limits and making the program more accessible in today’s housing market. Now that these updates have been released, we are excited to dive into the program details, including the key changes and what you need to know if you want to get more involved in expanding access to the program.

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2022 State of Hispanic Homeownership Report

This year’s State of Hispanic Homeownership Report tells a story. In addition to the data and research analyzing homeownership attainment among Latinos in the U.S., NAHREP commissioned photographer Adriel Salazar to capture images of real families that purchased a home in Houston, Texas last year. These photos capture a pivotal moment in time and humanize the Latino homeownership journey. NAHREP chose to feature families in Houston because the city was the third highest-ranking market that added the greatest number of new Latino homeowners over the last two years. Overall, Texas continues to be home to the nation’s top opportunity markets for new Latino homebuyers.

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Insights from the SHHR: Multigenerational Living Among Latinos

La familia is at the crux of multigenerational living among Latino households. Many of us, or someone we know, live with a grandparent, an aunt or uncle, etc. This isn’t surprising. We know anecdotally that Latinos are more likely to live in a multigenerational household compared to other demographic groups, but what does the data actually show? Insights from the State of Hispanic Homeownership Report found that Latinos are among the most likely demographic to live in a multigenerational household, a trend that is increasing as housing affordability worsens.

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NAHREP Members Take On Capitol Hill to Share the 2023 Policy Priorities

Carrying on a 20-year-long tradition, nearly 200 NAHREP members attended meetings with 45 Congressional offices on Capitol Hill as part of NAHREP’s Homeownership & Wealth Building Conference annual fly-in. It was wonderful to see so many passionate and driven professionals come together for a common goal – to advocate on behalf of NAHREP’s mission, to advance sustainable Hispanic homeownership. During these meetings, our members shared NAHREP’s 2022 State of Hispanic Homeownership Report and the newly released policy priorities for this year

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The NAHREP National Advocacy Committee is Back in NACtion for 2023!

As the NAHREP National Advocacy Committee (the NAC) launches into its fourth year, we wanted to take a moment to reflect on how far we’ve come. Our very first blog was published in October of 2019, where we told you what to expect when you sign up for the NAC and take action with NAHREP. Since then, we’ve had 4,462 NAC sign ups and have sent 7,373 emails and phone calls to our legislators. That’s a big deal! And a huge credit to the work all of you have done to advance our mission.

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Save the date: NAHREP Capitol Hill Visits on Thursday, March 16!

Earlier this month, NAHREP met with two Congressional offices to strategize this year’s housing policy agenda. We discussed the importance of ensuring efforts to advance Latino homeownership are prioritized in upcoming legislation. While NAHREP knows the positive impacts of homeownership on Latinos and the U.S. economy, we need to make sure our political leaders are aware of this—and provide them with tangible solutions.

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Chapter Feature: NAHREP Atlanta hits the ground running for advocacy in 2023!

The NAHREP Atlanta chapter has set the bar with their advocacy work over the last year – through building relationships with elected and appointed officials, hosting top ranking officials and their staff at chapter events, joining important housing coalitions, and creating educational content for their membership to keep them engaged in housing policy. This month, we interviewed NAHREP Atlanta’s Government Affairs Director Juan Mejia to find out what has made his chapter so successful and what plans the chapter has coming down the pipeline in 2023.

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